Savings Cooperative

We believe in investing in each other’s economic, physical, social, spiritual, and mental well-being. | More

Financial Freedom

We work inside-out and technology supports our initiatives. Together we build generational wealth. | More


Activities & Events

We learn from each other and assist in providing education for those that desire financial knowledge. | More

Activities & Financial Education

Business Connections

We collaborate with like-minded individuals and entities to provide a network of outstanding support. | More


“If you wake up deciding what you want to give versus what you’re going to get, you become a more successful person.  In other words, if you want to make money, you have to help someone else make money.”

~ Russell Simmons

Change Your Beliefs About Money & Break Free From Financial Bondage

What is a Community Savings Network?

  • It is a rotating savings club where sponsors collaborate or network and then are matched with sponsees.
  • The sponsee changes each period in a rotating fashion until all members have received sponsorships.
  • The P.O.W. savings method relies on a community framework, which makes it unique in its construct.

Why have I not heard of this practice?

  • In the United States, primary education and access to savings and credit building methods involve traditional banking institutions and lending organizations.
  • These systems provide limited options for wealth building and often involve debt to build credit and wealth.
  • In addition, these systems often focus on the individual instead of collective contributions to reach one’s financial objectives.
  • There are many cultures where the tradition of savings is a centuries-old process that is not based on solo contributions but in collective contributions.
  • These cultures, that employ this practice, do not use debt as a means to build credit either.
  • They promote community cooperation to build a fund that benefits their community members in times where there is a large financial need.
  • The P.O.W. Community Savings Network embraces this ancient tradition as an alternative to traditional Western savings, credit, and wealth-building methods that can lead to an unrecoverable cycle of debt.